Expat’s Guide: Returning to UK

Moving back to your home country, especially after living abroad for a long time, can be an exciting and daunting experience. As an expat returning to the UK, you may have plenty of questions and concerns. From sorting out your finances to finding a place to live and adjusting to the British culture, there are many aspects to consider before, during, and after your move. In this guide, we will explore the key factors to ensure a smooth transition back to the UK.

Sorting Out Your Finances as an Expat Returning to UK

One of the first things you should do when returning to the UK is to sort out your finances. Depending on how long you’ve been living abroad, you may have accumulated assets, investments, and debts in different currencies and countries. Before you move, it’s recommended to consult with a financial advisor who can help you understand your tax obligations, repatriate your assets, and manage your investments.

Additionally, you should notify your bank and credit card providers of your change of address and update your personal details with HM Revenue & Customs (HMRC). You may also want to consider setting up a UK bank account and credit history if you don’t already have one. Keep in mind that some banks may require proof of address and employment, so it’s best to research your options in advance.

Finding a Place to Live: Expat’s Guide to Housing in UK

Finding a place to live is one of the most significant challenges for returning expats in the UK. Depending on where you’re moving to, the rental and property markets can be highly competitive, and prices may vary significantly. Before you start your search, you should consider your budget, preferred location, and type of accommodation (e.g., house, apartment, studio).

Online property portals such as Rightmove and Zoopla are excellent resources to browse available properties and compare prices. You can also use the services of a letting agent who can help you find suitable properties, negotiate the rent, and guide you through the tenancy agreement.

When renting a property in the UK, you’ll usually need to provide references, proof of income, and a deposit (usually equivalent to one or two months’ rent). Some landlords may also require a guarantor or rent in advance. It’s essential to read the tenancy agreement carefully and understand your rights and responsibilities as a tenant.

Employment and Job Hunting for Returning Expats in UK

If you’re planning to work in the UK after returning from abroad, you may wonder how to find job opportunities and navigate the job market. The good news is that the UK has a diverse and thriving job market, with many industries and sectors to choose from.

Before you start your job search, you should update your CV and LinkedIn profile, and tailor your applications to the UK market. You can browse job vacancies on recruitment websites such as Reed and Totaljobs, and apply directly to companies that interest you.

Networking is also crucial when job hunting in the UK, so attending industry events, job fairs, and meetups can help you expand your professional network and get insider tips from recruiters and employers.

Keep in mind that the employment laws and regulations in the UK may differ from those in your home country, so it’s essential to research your rights and obligations as an employee. You may also need to apply for a National Insurance Number (NIN) and register for income tax and national insurance contributions.

Navigating Healthcare System When Returning to UK as an Expat

Accessing healthcare in the UK is a fundamental right for all residents, including returning expats. However, the healthcare system in the UK can be complex, with various services and providers to choose from.

If you’re returning from a country that has a reciprocal healthcare agreement with the UK, such as the EU or Australia, you may be eligible for free or reduced-cost healthcare under the National Health Service (NHS). However, if you’re not eligible, you’ll need to arrange private health insurance or pay for the treatment yourself.

To register with a GP (general practitioner) in the UK, you’ll need to provide proof of address and identity, such as a utility bill and passport. You can search for GP practices in your area on the NHS website or ask for recommendations from friends and colleagues.

It’s also essential to understand your entitlements for prescription medicines, dental and optical care, and specialist treatments. The NHS offers a wide range of services, but waiting times and availability may vary depending on your location and condition.

Adjusting to Life and Culture in UK as an Expat Returnee

Finally, adjusting to life and culture in the UK as an expat returnee can be a unique and enriching experience. While you may feel a sense of familiarity and nostalgia for your home country, you may also experience culture shock and differences in customs, language, and attitudes.

To ease your transition, you can get involved in social activities, join expat groups, and attend cultural events to meet new people and learn more about the UK’s heritage and traditions. You can also explore the local cuisine, visit museums and art galleries, and travel to different regions to discover the diversity of the UK.

Remember that adjusting to a new environment takes time and effort, but it can also be an opportunity for personal growth and self-discovery. By embracing the challenges and opportunities of returning to the UK as an expat, you can create a fulfilling and rewarding life back in your home country.